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Overview
Association Liability covers non-profit entities for claims of wrongful management, employment practices breaches (wrongful dismissal or discrimination), crime (theft by employees or third parties), tax audit and statutory liability (fines and penalties).
Current estimates indicate that there are 600,000 Not-for-Profit organisations operating in Australia, and 60,000 are registered with the Australian Charities and Not-for-Profits Commission (ACNA). This product is tailored for these Not-for-Profits.
Current estimates indicate that there are 600,000 Not-for-Profit organisations operating in Australia, and 60,000 are registered with the Australian Charities and Not-for-Profits Commission (ACNA). This product is tailored for these Not-for-Profits.
What does this cover include?
A combined claims-made wording with the following insuring clauses:
- Professional Liability
- Management Liability
- Association Liability
- Employment Practices Liability
- Crime
- Superannuation Trustees Liability
Key Benefits
- Ability to package with other products
- Six coverage sections with separate limits
- Individual quotes or scheme solutions
- Limits up to $10,000,000
- A wide range of automatic and optional extensions available
Automatic Extensions
- Professional Liability Cover Extensions
- Competition and Consumer Act
- Confidentiality and Privacy
- Contractual Liability
- Defamation, Libel and Slander
- Emergency First Aid
- Fund Raising and Social Activities
- Inquiries
- Intellectual Property
- Liability for Acts, Errors or Omissions of Contractors, Consultants and Agents
- Liquidated Damages
- Loss of Documents
- Reinstatement of Limit of Liability
- Statutory Liability – Professional Liability
- Management Liability Extensions
- Additional Excess Limit for Non-Indemnifiable Loss
- Civil or Bail Bond Expenses
- Cyber Privacy and Confidentiality
- Deprivation of Assets Expenses
- Environmental Reporting Breach
- Extradition Costs
- Internet Liability Breach
- Inquiries
- Outside Directorship – Not-For Profit Entity
- Prosecution Costs
- Reinstatement of Limit of Liability
- Retired Insured Persons
- Tax Liability
- Association Liability Extensions
- Breach of Contract
- Crisis Costs
- Identity Fraud Costs
- Inquiries
- Kidnap and Extortion
- Occupational Health and Safety Costs and Expenses
- Pollution Costs and Expenses
- Reinstatement of Limit of Liability
- Statutory Liability – Association Liability
- Taxation Audit Costs
- Employment Practices Liability Extensions
- Inquiries
- Reinstatement of Limit of Liability
- Third Party Liability
- Crime Extensions
- Investigative Fees
- Legal Fees
- Reinstatement of Limit of Liability
- Superannuation Trustees Liability Extensions
- Inquiries
- Loss of Documents
- Reinstatement of Limit of Liability
- Extensions Applicable to all Covers other than Crime
- Advancement of Costs and Expenses
- Compensation for Court Attendance
- Continuous Cover
- Discovery Period
- Emergency Costs
- Extended Run-Off
- Free Legal Consultation
- Public Relations Expenses
- Newly Acquired Subsidiary
- Run-Off Cover for Former Subsidiaries
- Run-Off Cover if the Insured Ceases to Exist or Operate
Contacts
Forms
