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Overview
Life Science insurance covers companies from pre-revenue start-ups, all the way through to fully established trading companies. Our Life Science combined policy provides insurances for manufacturers, distributors, and wholesalers of products from skincare products to implantable devices, as well as for research and development companies.
What does this cover include?
A comprehensive policy offering with the following coverages:
- Public Liability
- Professional Indemnity
- Medical Malpractice
- Products Liability
- No Fault Compensation Clinical Trials
- Legal Liability Clinical Trials
Key Benefits
- Product recall costs
- Research and development restoration costs
- Barcode restoration costs
- Vendor additional Insured sub-limit
- Reputational damage costs
- Abuse and harassment Liability
- Sub-limit for goods in care, custody, and control
- Limits up to $20,000,000
- Worldwide jurisdiction, including North America
Preferred Risks
- Nutraceuticals including Food and Supplements
- Pharmaceutical Ingredients
- Biotechnology
- Contract Research Organisations or Clinicians
- Medical Devices – including Wearables and Implantables
- Research and Development
- Laboratories
- Skincare including Beauty, Cosmetics and Suncream
- Clinical Trials – Phase I (first in man) to Phase III
- Veterinary Products
- FemHealth
- Medical Cannabis
Contacts
Forms
Life Sciences Wording – Please contact Keystone for a copy of the latest wording.