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Keystone is an underwriting agency offering a fresh approach to insurance solutions for the SME broker and their clients.

At Keystone the goal is to deliver outstanding service, quality products and exceptional security. We aim to offer insurance solutions and business partnerships unmatched in today’s marketplace.

Keystone relies on the security of Lloyd’s of London. Lloyd’s has been a pioneer in insurance and, over 325 years, has grown to become the world’s leading market for specialist insurance. Lloyd’s currently enjoys an AA- rating from Standard & Poor’s, AA- from Fitch, and A from A.M. Best.

We strive to be known as Thinking Underwriters who listen intently to the needs of clients.

Learn more about our suite of products below ...

Financial Lines

Financial Lines provides insurance products that respond to claims for financial loss arising from a breach of duty or due to a civil liability owed to third parties. Keystone provides the following specific Financial Lines policies:

  • Allied Health
  • Associational Liability
  • Cyber Liability and Privacy Protection
  • Financial Institutions
  • Information Technology
  • Management Liability
  • Professional Indemnity
These policies have important and unique attributes designed to protect against claims by third parties for financial loss.

General Lines

Keystone provides the following General Lines policies:

  • Individual Personal Accident and Sickness
  • Journey Accident
  • Voluntary Workers Accident
  • General Liability
  • Property


Specie provides insurance products that protect valuables or special collectibles such as coins, bullion, artworks, wine, jewellery, watches and all manner of objects that people like to buy and collect. Its literal meaning is money in the form of coins rather than notes, and nowadays includes the wider group of collectibles and valuables other than just coins.

The insurance products in this class cover private collections for individuals, companies and superannuation funds, and comprehensive insurance for businesses that deal in specie items.

Life Science

Keystone provides the following coverages:

  • Public Liability
  • Professional Indemnity
  • Medical Malpractice
  • Public Liability
  • No Fault Compensation Clinical Trials
  • Legal Liability Clinical Trials
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